Tips on shopping around and saving through banking
Simple budgeting makes it less likely that you’ll find yourself running out of money.
Jot down all the things that you have to pay for; the regular bills, then list the things you need like clothes, food and fun. Add them up and compare to what you earn each month. Each one on their own may not seem like a lot, but all of them together can eat into your monthly income.
Then look at those big life events like a wedding, a home, family. Plan them out so that you’re more organised and prepared for those times when you’ve big draws on your spending.
Checking the small things lets you see the big picture, so you’ll know where the pressure points are.
Something as simple as drawing up a list can give you a better picture.
List out everything you have to pay for. Calculate what they cost per month if you are paid monthly.
List out the other things that are not so obvious. Try to estimate their cost per month.