Approval in principle checklist
The following list details the standard documentation required to progress a mortgage application. We may require further information based on your personal circumstances or to further clarify any documentation or information you submit to us before we can consider your application complete. Your Mortgage Intermediary will talk to you about what documentation is required for your application.
How long it takes us to deal with your application
Once your Mortgage Intermediary receives your application and any other information they have asked you to give us as set out in the Approval in Principle checklist, they will contact you within three business days to say we have received it.
a) If there is any information missing they will tell you, within three business days;
b) We will let your Mortgage Intermediary know our decision on your mortgage application within ten business days of receiving all the information we need;
c) If we cannot make a decision within ten business days we will tell your Mortgage Intermediary why and when we are likely to make a decision
Documentation required to support your Mortgage Application
Item Description | 1st App | 2nd App |
Standard Documents – Required for all Applications
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For Employees
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For Self-Employed/Sole Trader/Director of a Company/Partnerships
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Rental Income
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Self-Build Properties:
Further details and documentary evidence will be required prior to loan offer and will be detailed on your Approval in Principle letter. |
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Customer Identification In order to comply with legislation to combat money laundering and terrorist financing you will need suitable proof of identity and residential address (a) A current valid passport or current driving licence and We are required by law to collect and verify your Personal Public Service Number (PPSN) or Tax Reference Number (TRN). This is required by the Central Bank of Ireland’s Central Credit Register for Customer Identification.
In order to verify your PPSN/TRN you will need to provide us with an original or electronic version (for example, a PDF or photo) of a document showing your PPSN/TRN and full name. For a list of acceptable documents and more information on how to provide it, visit www.havenmortgages.ie/ccr. |
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