If you are worried about paying your mortgage there is independent advice available. Here is information about some of the independent organisations that can help you get back on track.
Keepingyourhome.ie is a website provided by the Citizens Information Board and the Money Advice and Budgeting Service (MABS). The site aims to provide comprehensive information on the services and entitlements available if you are having difficulties paying your rent or making your mortgage repayments.
MAIAS provide access to mortgage information through the website www.keepingyourhome.ie. Borrowers can get specific financial advice, paid by their mortgage lender, from an independent accountant where a lender has proposed long term solutions for the borrower. See Panels of accountants - MABS for a list of participating Accountants.
The Banking & Payments Federation Ireland (www.bpfi.ie) represents Ireland's principal mortgage lenders. The BPFI has a useful website that aims to help people who are struggling to meet their mortgage repayments or other loan repayments. Visit Dealing With Debt - Banking & Payments Federation Ireland (bpfi.ie) for more details.
The Competition and Consumer Protection Commission is the statutory body for Consumer help. Why not visit their website consumerhelp.ie and the section entitled “Your Money” and “Tools & Calculators
Other Useful bodies include:
Insolvency Service of Ireland
isi.gov.ie and https://backontrack.ie/
Department of Social & Family Affairs
Call: 01 704 3860
welfare.ie
Free Legal Advice Centres
flac.ie