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Get €5,000 cashback within two months of mortgage drawdown
Haven is offering €5,000 cashback to customers who take out a new fixed rate mortgage with us where the fixed rate portion of the loan is €250,000 or more (Green 4 Year Fixed rate mortgages are excluded from this offer).
Customers who switch a mortgage to us which doesn’t attract the €5,000 cashback can apply for the €2,000* switcher offer.
*This payment is increasing from €2,000 to €3,000 for eligible mortgages (PDH only switching to Fixed or Variable rates) which drawdown from 27 May 2024.
How it works?
The purpose
A family home, a holiday home or switching the mortgage for your family home in Ireland to us
What you get
We will pay the €5,000 cashback into the current account you use to pay your mortgage within two months of you taking out the mortgage
Fixed rate portion is €250,000 or more
The new mortgage must be either on a fixed rate or if on a split rate, the fixed portion must be €250,000 or more
- Advantages
- Disadvantages
- €5,000 cashback within two months after mortgage drawdown.
- For a self-build mortgage, you qualify for the €5,000 cashback if your stage payment drawdowns total is at least €250,000 on fixed rate.
- Only available to customers who draw down a new fixed rate mortgage (excluding the Haven Green 4-year fixed rate mortgage) with us where the fixed rate portion of the loan is €250,000 or more.
- You may have to pay an early repayment charge to exit your current fixed rate term before it ends.
- You cannot change the amount of your mortgage payments while the loan is on a fixed rate.
- The term of your mortgage loan cannot be reduced below the fixed rate period.
— Got questions? —
Here are answers to some questions.
- You have to take out your mortgage loan between 14 January 2021 and 31 December 2024.
- You have to be a first time buyer, next time buyer, buying a holiday home or switching your mortgage loan to us. You can also have this offer if you are moving home.
- You have to use the mortgage loan to buy a home in Ireland that you intend to live in, or a holiday home in Ireland, or to switch the mortgage loan for the home in Ireland that you live in to us.
- At least €250,000 of the new loan must be on a fixed rate, excluding the Haven Green 4-year Fixed rate.
- You need to apply using the Haven Cashback application form before we agree to the offer.
- You need to set up a direct debit on the current account you use to repay the mortgage. We will use this account number to pay the Haven €5,000 cashback within two months of you taking out the loan.
- You must take out your mortgage or the first stage payment of it, between 14 January 2021 and 31 December 2024.
- We will pay you the €5,000 cashback when your stage payment total is €250,000 or more and you are on a fixed rate.
- Stage payments have to be within 18 months of the first drawdown.
- We will pay the Haven €5,000 cashback into the current account used for the mortgage repayments within two months of you taking out the loan.
The offer does not apply to:
- The Haven Green 4-year fixed rate mortgage
- Top-Up loans or a Transfer of Title mortgage loan.
- Mortgage taken out before 14 January 2021 or after 31 December 2024.
- A stage payment that takes place more than 18 months after the first stage drawdown.
- Variable rates.
Regulatory Information
Lending criteria, terms and conditions apply. Over 18s only. Security may be required.
- WARNING: If you do not keep up your repayments you may lose your home.
- WARNING: You may have to pay charges if you pay off a fixed-rate loan early.
- WARNING: The cost of your monthly repayments may increase.
- WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
- WARNING: The entire amount that you have borrowed will still be outstanding at the end of the interest-only period.