Changes to Haven Fixed Rates for Mortgages
We will decrease our non-Green Fixed rates on Private Dwelling House (PDH) mortgages all mortgage customers.
The new rates will be effective from 24 July 2025 and are follows:
| Term | Current Rate | New Rate (Effective from 24 July 2025) |
|---|---|---|
| 1 Year Fixed | 4.05% | 3.85% |
| 2 Year Fixed | 4.15% | 3.95% |
| 3 Year Fixed | 4.25% | 3.75% |
| 5 Year Fixed | 4.35% | 4.15% |
| 7 Year Fixed | 4.55% | 4.35% |
| 10 Year Fixed | 4.65% | 4.45% |
If you want to change the interest rate on your mortgage, please fill out the Home Loan Interest Rate Application Form (PDF, 6 pages, 1,423KB). Get everyone on the mortgage to sign it and email it to info@havenmortgages.ie. You can also post it to the address shown on the form.
-Questions &Answers-
- If you have drawn down your mortgage prior to 24 July 2025 it will have had the existing fixed rate (as per their Letter of Offer) on the date of drawdown applied.
- These changes to non-Green fixed rate will be effective from Thursday, 24 July 2025.
- If you drawdown your mortgage on a fixed rate it will have the existing Fixed rate on the date of drawdown applied.
- If you drawdown your mortgage prior to 24 July 2025 then the existing rate prior to this announcement will apply.
- If you drawdown your mortgage on or after 24 July 2025 we will apply the new lower rates.
You don’t have to do anything now. Before we send your Letter of Offer, your Haven Broker will ask you what interest rate you want.
- If you already have a fixed rate on your mortgage, this fixed rate will continue to apply until the end of your fixed rate term.
- If you want to move to an alternative fixed rate, you may have to pay an early breakage charge.
- Please contact your Haven Broker for more details.
No, we are not changing our variable Rates.
Details of our mortgage rates are available on our website. You can visit Mortgage Rates