Fixed Rate Mortgage Change
Following the European Central Bank’s increases in interest rates since July 2022 and in a rising interest rate environment, we are increasing fixed mortgage interest rates.
From 30 June 2023, we will increase our fixed interest rates for mortgages by up to 0.65% for private homes (PDH).
- Existing fixed rate (mortgages currently in a fixed rate period) mortgages remain unaffected by the increase.
- Customers who draw down their new mortgage before close of business on 28 July 2023 can avail of the previous rates.
To request a change to the interest rate on your mortgage you must complete the Home Loan Interest Rate Application Form. Please print and complete the form ensuring it is signed by all parties to the mortgage and email to info@havenmortgages.ie. Alternatively, return to the address shown on the form.
| PDH Fixed Term | Current Rates | New RatesNew Rates (Effective from 30.06.2023) |
| 1 Year | 4.40% | 4.55% |
| 2 Year | 4.40% | 4.65% |
| 3 Year | 4.10% | 4.75% |
| 5 Year | 4.20% | 4.85% |
| 7 Year | 4.40% | 5.05% |
| 10 Year | 4.60% | 5.15% |
— Got questions? —
Here are answers to some questions you may have.
We will not apply the increase if you are paying a mortgage within an existing fixed rate term.
Following the European Central Bank’s increases in interest rates since July 2022 and in a rising interest rate environment, we are increasing fixed mortgage interest rates.
Customers who draw down their new mortgage before close of business on 28 July 2023 can avail of the previous rates.
Our variable rate customers are not impacted by this fixed rate increase.
Separately, on 29 June 2023 Haven announced a variable rate increase for all PDH variable rate customers which will be effective on 15 August 2023. Please refer to our website for further details.
https://www.havenmortgages.ie/mortgage-centre/mortgage-rates
If you are concerned about your mortgage repayments or if you already missed repayments, you can speak to us by calling 0818 280 280.
Alternatively, you can visit: https://www.havenmortgages.ie/worried-about-payments
We have wide range of competitive rate options available to customers. Please visit our website for more information.
https://havenmortgages.ie/mortgage-centre/mortgage-rates
*Mortgage drawdown means where all the loan conditions have been complied with and Haven transfers the mortgage amount to your solicitor.